Personal Budget Template

A clean one-sheet budget for your own money. It's organised into three blocks: monthly income (with room for several sources), monthly expenses (rent, utility bills, and the rest of your regular costs, each with a due date), and monthly savings — each with an amount, notes, and a date column.

The totals calculate automatically, so entering your numbers is the entire job. Because income, expenses, and savings sit side by side, the sheet answers the question most budgets hide: how much is actually left, and where is it going?

Download the template, open it in MobiOffice, Microsoft 365, or other compatible spreadsheet apps, and fill in a month. Duplicate the sheet each month to keep a running record you can look back on.