Simple Budget Template
Spreadsheet
Edit only the highlighted cells — nothing to break
Start-to-end cash balance calculated for you
Five-minute setup
Supports:
Description
The budget for people who don't want to think about the spreadsheet. It opens with a Get Started note and one rule: only edit the highlighted cells. Enter your starting balance, income, and expenses, and the summary works out total monthly income, total expenditure, total savings, and your end cash balance automatically.
That's the entire system — no categories to configure, no formulas to touch, nothing to break. It's the right first budget, and a perfectly good permanent one if your finances are straightforward.
Download it, open it in MobiOffice, Microsoft 365, or other compatible spreadsheet apps, and fill in the highlighted cells. In about five minutes, you'll have a working monthly budget.
