Profit and Loss Projection Template

A P&L projection for a small business or a side business, structured the way an accountant would expect: a Revenues (sales) sheet, a Cost of Sales sheet, and an Expenses sheet, each broken out by month across the year with automatic totals and a trend column.

Gross profit is calculated for you — revenues minus cost of sales, month by month — so you can see not just whether money comes in, but whether the business actually keeps any of it, and in which months.

Download it, open it in MobiOffice, Microsoft 365, or other compatible spreadsheet apps, and put in your real or projected numbers. It's an honest early-warning system: the months where profit thins out become visible long before they become a problem.